Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan,
wa ‘l-`ajzi wa ‘l-kasal,
wa ‘l-bukhli wa ‘l-jubn,
wa ḍala`id-dayni wa ghalabatir-rijāl.
O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men
Rference : Sahih al-Bukhari 6369
In-book reference : Book 80, Hadith 66