To seek refuge with Allah from cowardice and laziness
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْجُبْنِ وَالْبُخْلِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ
Allāhumma innī a`ūdhu bika mina ‘l-ḥammi wa ‘l-ḥazan,
wa ‘l-`ajzi wa ‘l-kasal,
wa ‘l-bukhli wa ‘l-jubn,
wa ḍala`id-dayni wa ghalabatir-rijāl.
O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْجُبْنِ وَالْبُخْلِ وَفِتْنَةِ الدَّجَّالِ وَعَذَابِ الْقَبْرِ
Allahumma, inni a'udhu bika minal-kasali, wal-harami, wal-jubni, wal-bukhli, wa fitnatid-dajjali, wa 'adhabil-qabr
O Allah, I seek refuge with You from laziness, old age, cowardice, stinginess, the tribulation of the Dajjal and the torment of the grave.)
